About Us
Call Smart Final Expense for the cheapest insurance rates and best value for your budget!
- We were first licensed in 2006 helping clients prepare for the unexpected or inevitable situation. Final Expense Insurance is the remedy for those sleepless nights worrying about what your loved ones will have to face when you reach your last day on Earth.
- The SMART INSURANCE TEAM can access the most affordable insurance products so you can make the right choice for your budget. It's real easy and it takes about 30 minutes over the phone.
A-Rated Carriers
We partner with some of the most respected A-Rated insurance carriers in the world. These insurance giants have paid out hundreds of millions of dollars in life insurance claims for over a hundred years. We are state licensed Life and Health/Accident Field Underwriters in: Arizona, Alabama, Arkansas, Colorado, Florida, Georgia, Kansas, Missouri, Mississippi, Nebraska, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, and Wisconsin.
The Value in What You Get
- Premium Guarantee. Your premiums will never increase, regardless of your age or health.
- Death Benefit Guarantee. Your death benefit will never decrease.
- Guaranteed Cash Values. Your policy will build cash values that may be borrowed against.
- Guaranteed Non-Cancellable. Your policy will never be canceled, as long as application questions are answered accurately and premium payments are kept current.
- Your loved ones will not have to worry.
No Medical Exam - No Blood Test - Guaranteed Approval
Responsibility
- When death occurs there are sacrifices that have to be made. Two sacrifices come to mind - emotional and financial. Only time and God can take care of the emotional side of losing a loved one, but we have to take care of the financial part. We have to ask ourselves this question - Is it easier to take care of this a little bit at a time, or is it easier to allow our loved ones to take care of the burden at the time of our death?
If Not Now, When?
- We know when you’re on a limited income it’s tough. Most people we talk to every day live on a fixed income. What we have to realize and understand is that death is something that is certain. There are no ifs, ands, or buts. There comes a time in life where we have to take care of the inevitable. If you schedule an appointment on this page, we can get this done for you and the most important people to you.